Stop smoking? Nothing difficult, I did it hundreds of times, I have always succeeded. "
- George Bernard Shaw
If you do not smoke do not read this article. But you can upload it to the people smoking who would like to help you become a millionaire.
Suppose that you smoke a pack a day, after 8zł per pack x 30 days = 240 PLN per month.
also assume that you started smoking at age 20 and smoke to reach retirement age of 65. Then you are simply forced to quit smoking because of this ridiculously low pension you barely enough for basic needs. Instead of waiting for retirement to do it so right away, so invest 240 PLN per month at 12% for 45 years and only get 5 149 126 zł 33 gr . As in the original assumption we have assumed that in this age of quitting smoking, so do not invest a penny more, you only live with interest and have 51.5 thousand. additional monthly pension !
Interesting how many smokers are aware that lifelong burns over 5 million PLN , I saw the amount of cigarette in the mouth did not I put :)
Perhaps you did not, however, be motivated and tell me that it is not so easy to quit smoking, so let's assume that limit your smoking by 10% or you'll burn just two cigarettes a day less to calculate just divide the sum by the previous 10, to receive More than five thousand. supplementary pension. I'm curious how many pensioners at the moment is that kind of money?
SMOKING NOW THROW .
http://dominik.dworniczak.pl/jak-rzucic-palenie.php
Using data from the previous example, each month of smoking could cost you 731 zł 51 and 26 gr. (240 PLN invested in the 45lat).
Some probably just ask me how to get this 12% return, I immediately say that the possibilities are many. The simplest would be an investment where you can often get higher rates of return, but I accepted this very reasonable. It is possible that funds are associated with some risk, and you can look for better investment (in my free e-course discussed at least a few), but assuming a very pessimistic that in recent years would be a big fall and lose 80% is still a million. As if it was before the collapse will be less, count only how much you will have a cigarette. Because according to my calculations, will not dime and lose your health and your closest (by passive smoking)! It is high time to quit smoking!
If you spend different amounts on cigarettes (eg, smoke two packs a day), you would be interested in a different rate of return you need to make the same calculation. But I will give some examples:
480zł, 12%, more than 10 million
240zł, 6%, more than 661 thousand
240 zł, 15%, more than 15 million
240 zł, 20%, more than 108 million
240 zł, 25%, more than 788 million
PS. Now
Calculate how much you spend per month on the pipe. Go, get up from your computer and invest this amount before you let go of the balloon. Be consistent, do so at the beginning of each month ... to see among the wealthy retired:)
Dominik Dworniczak, author of the course ... how to achieve financial freedom:
http://www.dominik.dworniczak.pl/kurs.php
If you do not smoke do not read this article. But you can upload it to the people smoking who would like to help you become a millionaire.
Suppose that you smoke a pack a day, after 8zł per pack x 30 days = 240 PLN per month.
also assume that you started smoking at age 20 and smoke to reach retirement age of 65. Then you are simply forced to quit smoking because of this ridiculously low pension you barely enough for basic needs. Instead of waiting for retirement to do it so right away, so invest 240 PLN per month at 12% for 45 years and only get 5 149 126 zł 33 gr . As in the original assumption we have assumed that in this age of quitting smoking, so do not invest a penny more, you only live with interest and have 51.5 thousand. additional monthly pension !
Interesting how many smokers are aware that lifelong burns over 5 million PLN , I saw the amount of cigarette in the mouth did not I put :)
Perhaps you did not, however, be motivated and tell me that it is not so easy to quit smoking, so let's assume that limit your smoking by 10% or you'll burn just two cigarettes a day less to calculate just divide the sum by the previous 10, to receive More than five thousand. supplementary pension. I'm curious how many pensioners at the moment is that kind of money?
SMOKING NOW THROW .
http://dominik.dworniczak.pl/jak-rzucic-palenie.php
Using data from the previous example, each month of smoking could cost you 731 zł 51 and 26 gr. (240 PLN invested in the 45lat).
Some probably just ask me how to get this 12% return, I immediately say that the possibilities are many. The simplest would be an investment where you can often get higher rates of return, but I accepted this very reasonable. It is possible that funds are associated with some risk, and you can look for better investment (in my free e-course discussed at least a few), but assuming a very pessimistic that in recent years would be a big fall and lose 80% is still a million. As if it was before the collapse will be less, count only how much you will have a cigarette. Because according to my calculations, will not dime and lose your health and your closest (by passive smoking)! It is high time to quit smoking!
If you spend different amounts on cigarettes (eg, smoke two packs a day), you would be interested in a different rate of return you need to make the same calculation. But I will give some examples:
480zł, 12%, more than 10 million
240zł, 6%, more than 661 thousand
240 zł, 15%, more than 15 million
240 zł, 20%, more than 108 million
240 zł, 25%, more than 788 million
PS. Now
Calculate how much you spend per month on the pipe. Go, get up from your computer and invest this amount before you let go of the balloon. Be consistent, do so at the beginning of each month ... to see among the wealthy retired:)
Dominik Dworniczak, author of the course ... how to achieve financial freedom:
http://www.dominik.dworniczak.pl/kurs.php
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